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USMilitaryMoves connects military families with verified veteran and military-spouse real estate agents. Families browse agents for free, submit referrals, and get matched with agents who understand VA loans, BAH, and PCS timelines. The platform is completely free, no fees, no commissions, no catch.

Is USMilitaryMoves free for military families?

Yes, completely free for military families and for agents. There are no fees, no subscriptions, no commissions, and no obligations. This platform exists solely to serve the military community.

What is BAH and how is it calculated?

BAH (Basic Allowance for Housing) is a monthly tax-free housing stipend paid to service members who live off base. It is calculated based on three factors: your paygrade (rank), your duty station zip code, and whether you have dependents. BAH is set annually by the Department of Defense and is designed to cover median housing costs in each local market. Use the free BAH Calculator at usmilitarymoves.com/bah-calculator to look up rates by rank and installation.

What is a VA loan and can I use it more than once?

A VA loan is a mortgage benefit for eligible veterans, active-duty service members, and surviving spouses, backed by the Department of Veterans Affairs. Key benefits include no down payment required, no private mortgage insurance (PMI), competitive interest rates, and no prepayment penalties. Yes, you can use your VA loan benefit multiple times as long as you have remaining entitlement or have paid off and restored a previous VA loan.

What is PCS and how long does a PCS move take to plan?

PCS stands for Permanent Change of Station, the military's process of ordering a service member to relocate to a new duty assignment. Ideally, PCS planning begins 6 months before your report date. Key milestones include receiving orders, submitting housing applications, completing a house-hunting trip, locking in housing, coordinating TMO or DITY move logistics, and in-processing at the gaining unit. Use the free PCS Mission Planner at usmilitarymoves.com/pcs-planner to generate a personalized T-minus timeline.

How do I find a military-friendly real estate agent at my new duty station?

Browse our verified agent directory at usmilitarymoves.com/agents. Every agent in the network has been identity-verified as a veteran or military spouse. You can filter by state, installation, branch of service, and VA loan experience. Each agent profile shows their military background, transaction history, and reviews from military families they have served.

What military installations have base guides on USMilitaryMoves?

USMilitaryMoves publishes comprehensive PCS guides for major military installations including Fort Liberty (Fort Bragg) NC, Camp Pendleton CA, Joint Base Lewis-McChord WA, Fort Campbell KY, Joint Base San Antonio TX, Naval Station Norfolk VA, Joint Base Charleston SC, Fort Carson CO, and MacDill AFB FL. Each guide covers neighborhoods, school ratings, BAH rates, housing intel, commute tips, and insider advice from military families. Find all base guides at usmilitarymoves.com/bases.

What is the difference between a DITY move and a government move (TMO)?

A government move (TMO or Transportation Management Office move) means the military contracts and pays movers to pack and transport your household goods. A DITY move (Do-It-Yourself, now called PPM, Personally Procured Move) means you move your own belongings and the military reimburses you based on the weight you move. A hybrid move combines both: the government ships large items and you move the rest for additional reimbursement. DITY moves can result in profit if you move efficiently, but require more planning and effort.

Can military families use their BAH to pay a mortgage?

Yes, many military families use their BAH allowance to cover their mortgage payment. With a VA loan, you can purchase a home with zero down payment and no PMI, which often results in a monthly payment comparable to or lower than local rents. A verified military real estate agent can help you determine whether your BAH will cover a mortgage payment in your new duty station market.

Who can submit a referral on USMilitaryMoves?

Anyone can submit a referral on USMilitaryMoves, no real estate license required. Military family members, command spouse leaders, chaplains, VA loan officers, out-of-area agents, and community members are all eligible. It's free to submit and free for the family. Submit a referral at usmilitarymoves.com/refer.

Army36,000+

Camp Humphreys

United States Army Garrison Humphreys · Pyeongtaek, South Korea

Camp Humphreys is the largest US overseas military installation in the world and serves as headquarters for the 8th Army and US Forces Korea. Located in Pyeongtaek, Gyeonggi Province, the garrison offers a nearly self-contained American community with extensive on-post amenities. Seoul is approximately 40 miles to the north, giving residents access to one of Asia's most dynamic megacities.

E-5 BAH: $1,950 OHA
O-3 BAH: $2,800 OHA
Avg Home Price: OHA covered
Branch: Army

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Neighborhoods

Humphreys West

On-Post Family Housing

On-Post OHA/mo

Newest housing area with modern units and playgrounds near schools.

Humphreys East

On-Post Family Housing

On-Post OHA/mo

Established area with convenient access to the PX and commissary.

Paengseong-eup (Off-Post)

Off-Post Ville

$1,200 to $1,800 equiv/mo

Korean town directly outside the gate with restaurants, shops, and hagwons.

Pyeongtaek City

Off-Post Urban

$1,400 to $2,200 equiv/mo

Larger Korean city with apartments, malls, and a growing international community.

Schools

Humphreys Elementary School

Grades K-5

On-post DoDEA school with small class sizes and strong parental involvement.

Humphreys Middle School

Grades 6-8

DoDEA middle school on post with sports and STEM programs.

Humphreys High School

Grades 9-12

DoDEA high school with AP courses, athletics, and a college-prep focus.

Housing Intel

On-Post Housing

Available for most ranks; waitlist varies by unit

Off-Post Rental Market

Plentiful Korean apartments in Paengseong and Pyeongtaek city

Commute

On-post commutes are walkable or a short drive. Seoul is 40 miles north via expressway or KTX high-speed rail from Pyeongtaek Station.

Installation Highlights

Largest US overseas military installation in the world
Headquarters for 8th Army and US Forces Korea
Seoul accessible by KTX train or expressway in under an hour
Immersive K-pop, Korean food, and cultural experiences right outside the gate
Extensive on-post facilities including a golf course, water park, and bowling alley

Insider Tips

Download the Naver Maps app for navigation in Korea as Google Maps coverage is limited.
Learn a few Korean phrases early; locals greatly appreciate the effort.
Take the KTX from Pyeongtaek Station to explore Seoul, Busan, and Gyeongju on weekends.
Enroll kids in a Korean hagwon (after-school academy) to boost academics and cultural integration.
The AAFES Car Sales program is popular here; coordinate vehicle purchase before arrival to avoid shipping delays.

Nearby Attractions

Seoul Gyeongbokgung Palace and N Seoul Tower
Suwon Hwaseong Fortress UNESCO World Heritage Site
Everland Theme Park in Yongin
DMZ Demilitarized Zone tours from Seoul
Incheon Chinatown and Songdo International City

School Liaison Officer

Free support for military families navigating school enrollment, records transfers, and education options near United States Army Garrison Humphreys.

Phone: DSN 757-6916
DSN: 757-6916
Hours: Mon-Fri 0800-1630

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