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Academy Cadets & Midshipmen
Cadets and midshipmen live on campus in barracks or dormitories and receive all housing and meals as part of their compensation. They are not entitled to BAH because government quarters are provided. Monthly pay ranges from roughly $1,185 (plebe/freshman) to $1,560 (firstie/senior) as of 2025.
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ROTC Scholarship Recipients
ROTC cadets are full-time college students and live on or off campus per their own arrangements. Scholarship recipients receive a stipend to help offset housing costs, but they are not entitled to BAH until commissioned. Some schools offer on-campus ROTC housing stipends.
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After Commissioning
Upon commissioning as an officer, graduates become entitled to full military benefits including BAH based on their duty station ZIP code and dependency status. Use the BAH Calculator to estimate housing allowance after commissioning.
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PCS During Training
Newly commissioned officers often PCS immediately after graduation. Families should begin housing research 90 days before the first duty station assignment. Entitlements include a housing advance and TLE (Temporary Lodging Expense) during the move-in window.