How does USMilitaryMoves work?

USMilitaryMoves connects military families with verified veteran and military-spouse real estate agents. Families browse agents for free, submit referrals, and get matched with agents who understand VA loans, BAH, and PCS timelines. The platform is completely free, no fees, no commissions, no catch.

Is USMilitaryMoves free for military families?

Yes, completely free for military families and for agents. There are no fees, no subscriptions, no commissions, and no obligations. This platform exists solely to serve the military community.

What is BAH and how is it calculated?

BAH (Basic Allowance for Housing) is a monthly tax-free housing stipend paid to service members who live off base. It is calculated based on three factors: your paygrade (rank), your duty station zip code, and whether you have dependents. BAH is set annually by the Department of Defense and is designed to cover median housing costs in each local market. Use the free BAH Calculator at usmilitarymoves.com/bah-calculator to look up rates by rank and installation.

What is a VA loan and can I use it more than once?

A VA loan is a mortgage benefit for eligible veterans, active-duty service members, and surviving spouses, backed by the Department of Veterans Affairs. Key benefits include no down payment required, no private mortgage insurance (PMI), competitive interest rates, and no prepayment penalties. Yes, you can use your VA loan benefit multiple times as long as you have remaining entitlement or have paid off and restored a previous VA loan.

What is PCS and how long does a PCS move take to plan?

PCS stands for Permanent Change of Station, the military's process of ordering a service member to relocate to a new duty assignment. Ideally, PCS planning begins 6 months before your report date. Key milestones include receiving orders, submitting housing applications, completing a house-hunting trip, locking in housing, coordinating TMO or DITY move logistics, and in-processing at the gaining unit. Use the free PCS Mission Planner at usmilitarymoves.com/pcs-planner to generate a personalized T-minus timeline.

How do I find a military-friendly real estate agent at my new duty station?

Browse our verified agent directory at usmilitarymoves.com/agents. Every agent in the network has been identity-verified as a veteran or military spouse. You can filter by state, installation, branch of service, and VA loan experience. Each agent profile shows their military background, transaction history, and reviews from military families they have served.

What military installations have base guides on USMilitaryMoves?

USMilitaryMoves publishes comprehensive PCS guides for major military installations including Fort Liberty (Fort Bragg) NC, Camp Pendleton CA, Joint Base Lewis-McChord WA, Fort Campbell KY, Joint Base San Antonio TX, Naval Station Norfolk VA, Joint Base Charleston SC, Fort Carson CO, and MacDill AFB FL. Each guide covers neighborhoods, school ratings, BAH rates, housing intel, commute tips, and insider advice from military families. Find all base guides at usmilitarymoves.com/bases.

What is the difference between a DITY move and a government move (TMO)?

A government move (TMO or Transportation Management Office move) means the military contracts and pays movers to pack and transport your household goods. A DITY move (Do-It-Yourself, now called PPM, Personally Procured Move) means you move your own belongings and the military reimburses you based on the weight you move. A hybrid move combines both: the government ships large items and you move the rest for additional reimbursement. DITY moves can result in profit if you move efficiently, but require more planning and effort.

Can military families use their BAH to pay a mortgage?

Yes, many military families use their BAH allowance to cover their mortgage payment. With a VA loan, you can purchase a home with zero down payment and no PMI, which often results in a monthly payment comparable to or lower than local rents. A verified military real estate agent can help you determine whether your BAH will cover a mortgage payment in your new duty station market.

Who can submit a referral on USMilitaryMoves?

Anyone can submit a referral on USMilitaryMoves, no real estate license required. Military family members, command spouse leaders, chaplains, VA loan officers, out-of-area agents, and community members are all eligible. It's free to submit and free for the family. Submit a referral at usmilitarymoves.com/refer.

Terms of Use

Last updated: June 2026

Important Notice

The information on USMilitaryMoves is for general educational purposes only. It is not legal advice, not financial advice, not real estate advice, and not a substitute for consultation with a licensed professional. Always verify benefits, laws, and rates with official government sources before making decisions.

Not Legal Advice

Nothing on USMilitaryMoves constitutes legal advice. All content related to the Servicemembers Civil Relief Act (SCRA), state laws, VA benefits, EFMP, spouse employment rights, licensing reciprocity, tax exemptions, or any other legal matter is provided for general informational purposes only. Laws change frequently and vary by state, jurisdiction, and individual circumstance. You should consult a licensed attorney, a Judge Advocate General (JAG) officer, a Veterans Service Organization (VSO), or the appropriate government agency before making any decision based on legal information found on this site.

Not Financial or Investment Advice

Nothing on USMilitaryMoves constitutes financial, investment, tax, or mortgage advice. Information about BAH rates, VA loan entitlement, Basic Pay, TSP, retirement pay, VA disability compensation, or any other financial matter is provided for general educational purposes only. BAH rates, entitlement figures, and benefit amounts change and may not reflect your personal situation. Consult a licensed financial advisor, a HUD-approved housing counselor, a VA-approved lender, or your branch of service's financial readiness program before making financial decisions.

Not Real Estate or Mortgage Advice

USMilitaryMoves facilitates connections between military families and licensed real estate professionals but is not a licensed real estate brokerage, mortgage lender, or mortgage broker. Information about VA loans, assumable mortgages, BAH, and housing markets is educational only. All real estate transactions and mortgage agreements are solely between you and the licensed professionals you engage. USMilitaryMoves makes no representations or warranties about any agent, lender, or transaction outcome.

Verify All Information Independently

Military benefits, BAH rates, installation information, state laws, and government programs change frequently. We make reasonable efforts to keep information current, but we cannot guarantee accuracy at any given moment. Always verify information with official and authoritative sources, including your installation's housing office, your branch of service, the Department of Veterans Affairs (VA.gov), the Defense Finance and Accounting Service (DFAS), the Consumer Financial Protection Bureau (CFPB), or your state's official government websites before relying on any information found here.

Acceptance of Terms

By using USMilitaryMoves.com, you agree to these terms. If you do not agree, please do not use the site. We reserve the right to update these terms at any time; continued use constitutes acceptance of any updated terms.

Free Service for Military Families

USMilitaryMoves is a free resource for military-connected families, veterans, and servicemembers. We do not charge families any fees for accessing content, submitting inquiries, or being connected with real estate or other professionals. Our platform is supported by business partnerships and advertising.

No Guarantee of Outcomes

We facilitate connections but do not guarantee the availability, quality, or outcome of any agent relationship, professional referral, transaction, job match, or service. Career salary ranges listed on our site are estimates based on publicly available data and may not reflect your actual compensation. All professional engagements are solely between you and the service provider.

Third-Party Professionals

Real estate agents, lenders, employers, and other professionals listed on or connected through USMilitaryMoves are independent contractors, not employees or agents of USMilitaryMoves. We do not supervise, control, or warrant the services they provide. You should independently verify any professional's credentials, licenses, and references before engaging them.

Accuracy of Information

We make reasonable efforts to keep BAH rates, installation guides, state benefits, and resource information current. However, military benefits, state laws, and policies change frequently. Always verify critical information with official government sources before making decisions based on content from this site.

Intellectual Property

All content on USMilitaryMoves, including text, graphics, and design, is the property of USMilitaryMoves and protected by applicable copyright law. You may not reproduce, distribute, or create derivative works without written permission.

User Conduct

You agree not to use this site to submit false information, harass other users, scrape content in bulk, or circumvent any security measures. We reserve the right to block access for misuse.

Limitation of Liability

USMilitaryMoves is provided as-is without warranties of any kind, express or implied. To the maximum extent permitted by law, USMilitaryMoves and its owners, employees, and affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site, reliance on information provided, decisions made based on site content, or interactions with third-party agents, employers, or service providers.

Governing Law

These terms are governed by the laws of the State of South Carolina. Any disputes will be resolved in the courts of Charleston County, South Carolina.

Contact

Questions about these terms? Email info@usmilitarymoves.com.