How does USMilitaryMoves work?

USMilitaryMoves connects military families with verified veteran and military-spouse real estate agents. Families browse agents for free, submit referrals, and get matched with agents who understand VA loans, BAH, and PCS timelines. The platform is completely free, no fees, no commissions, no catch.

Is USMilitaryMoves free for military families?

Yes, completely free for military families and for agents. There are no fees, no subscriptions, no commissions, and no obligations. This platform exists solely to serve the military community.

What is BAH and how is it calculated?

BAH (Basic Allowance for Housing) is a monthly tax-free housing stipend paid to service members who live off base. It is calculated based on three factors: your paygrade (rank), your duty station zip code, and whether you have dependents. BAH is set annually by the Department of Defense and is designed to cover median housing costs in each local market. Use the free BAH Calculator at usmilitarymoves.com/bah-calculator to look up rates by rank and installation.

What is a VA loan and can I use it more than once?

A VA loan is a mortgage benefit for eligible veterans, active-duty service members, and surviving spouses, backed by the Department of Veterans Affairs. Key benefits include no down payment required, no private mortgage insurance (PMI), competitive interest rates, and no prepayment penalties. Yes, you can use your VA loan benefit multiple times as long as you have remaining entitlement or have paid off and restored a previous VA loan.

What is PCS and how long does a PCS move take to plan?

PCS stands for Permanent Change of Station, the military's process of ordering a service member to relocate to a new duty assignment. Ideally, PCS planning begins 6 months before your report date. Key milestones include receiving orders, submitting housing applications, completing a house-hunting trip, locking in housing, coordinating TMO or DITY move logistics, and in-processing at the gaining unit. Use the free PCS Mission Planner at usmilitarymoves.com/pcs-planner to generate a personalized T-minus timeline.

How do I find a military-friendly real estate agent at my new duty station?

Browse our verified agent directory at usmilitarymoves.com/agents. Every agent in the network has been identity-verified as a veteran or military spouse. You can filter by state, installation, branch of service, and VA loan experience. Each agent profile shows their military background, transaction history, and reviews from military families they have served.

What military installations have base guides on USMilitaryMoves?

USMilitaryMoves publishes comprehensive PCS guides for major military installations including Fort Liberty (Fort Bragg) NC, Camp Pendleton CA, Joint Base Lewis-McChord WA, Fort Campbell KY, Joint Base San Antonio TX, Naval Station Norfolk VA, Joint Base Charleston SC, Fort Carson CO, and MacDill AFB FL. Each guide covers neighborhoods, school ratings, BAH rates, housing intel, commute tips, and insider advice from military families. Find all base guides at usmilitarymoves.com/bases.

What is the difference between a DITY move and a government move (TMO)?

A government move (TMO or Transportation Management Office move) means the military contracts and pays movers to pack and transport your household goods. A DITY move (Do-It-Yourself, now called PPM, Personally Procured Move) means you move your own belongings and the military reimburses you based on the weight you move. A hybrid move combines both: the government ships large items and you move the rest for additional reimbursement. DITY moves can result in profit if you move efficiently, but require more planning and effort.

Can military families use their BAH to pay a mortgage?

Yes, many military families use their BAH allowance to cover their mortgage payment. With a VA loan, you can purchase a home with zero down payment and no PMI, which often results in a monthly payment comparable to or lower than local rents. A verified military real estate agent can help you determine whether your BAH will cover a mortgage payment in your new duty station market.

Who can submit a referral on USMilitaryMoves?

Anyone can submit a referral on USMilitaryMoves, no real estate license required. Military family members, command spouse leaders, chaplains, VA loan officers, out-of-area agents, and community members are all eligible. It's free to submit and free for the family. Submit a referral at usmilitarymoves.com/refer.

Navy12,000+ military and family members

Naval Station Guam

Naval Station Guam · Apra Harbor, Guam

Naval Station Guam serves as the primary US Navy forward operating base in the Western Pacific, homeporting submarines and surface ships at Apra Harbor. Guam is an unincorporated US territory with a rich Chamorro culture and extraordinary natural beauty including pristine beaches, coral reefs, and jungle trails. The island has seen significant military buildup in recent years and offers a unique Pacific Island overseas experience while remaining under the American flag.

E-5 BAH: OHA: $1,800 to $2,400 depending on rank
O-3 BAH: OHA: $2,600 to $3,200 depending on rank
Avg Home Price: $385,000
Branch: Navy

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Neighborhoods

Dededo

Suburban island

$1,600 to $2,200/mo

Largest village on Guam, good amenities, popular with military families

Yigo

Northern village

$1,500 to $2,000/mo

Northern Guam, newer housing developments, quieter area

Tamuning

Commercial/residential

$1,700 to $2,400/mo

Near Tumon Bay tourist area, good restaurants, central location

On-base housing

Military community

Government quarters provided/mo

Naval Base housing areas for eligible families

Schools

Guam High School (DoDEA)

Grades 9-12

DoDEA school on base, excellent programs, strong military family community

McCool Elementary (DoDEA)

Grades K-5

On-base DoDEA elementary, consistently strong ratings

Andersen Middle School (DoDEA)

Grades 6-8

Located at Andersen AFB, serves military families across the island

Housing Intel

On-Post Housing

Family housing available on base; some families live in civilian communities with OHA

Off-Post Rental Market

Housing costs are moderate; OHA rates support comfortable off-base living

Commute

Guam is a small island; most locations are 15 to 30 minutes from the naval base at Apra Harbor.

Installation Highlights

Forward-deployed Pacific assignment with strategic importance and career visibility
World-class scuba diving and snorkeling in some of the clearest water in the Pacific
Chamorro culture and history create a rich island living experience
Tumon Bay resort area provides hotels, dining, and entertainment close to base
Tax-free shopping at the military exchange and duty-free status on many goods

Insider Tips

Ship your car or plan to purchase one on island as public transportation is limited
Typhoon preparedness is essential from July through November; stock supplies and know your shelter plan
The time zone difference from the continental US means early mornings or late nights for family calls
Snorkeling and diving gear are worth bringing or purchasing early; the reefs are accessible year-round
Connect with the Guam military spouse network before arriving for housing recommendations and island tips

Nearby Attractions

Tumon Bay beach and resort strip
Two Lovers' Point scenic overlook
War in the Pacific National Historical Park
Ritidian Point Wildlife Refuge and pristine beaches
Cocos Island lagoon and snorkeling day trips

School Liaison Officer

Free support for military families navigating school enrollment, records transfers, and education options near Naval Station Guam.

Phone: 671-339-6280
Hours: Mon to Fri 0730 to 1630

Moving to Apra Harbor?

Find a verified veteran or military spouse Realtor who knows Naval Station Guam and the local VA loan market.

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Did We Miss Something?

You know things about Naval Station Guam that we do not. The best intel comes from families who actually lived there. Tell us what you know and we will add it to the guide.