How does USMilitaryMoves work?

USMilitaryMoves connects military families with verified veteran and military-spouse real estate agents. Families browse agents for free, submit referrals, and get matched with agents who understand VA loans, BAH, and PCS timelines. The platform is completely free, no fees, no commissions, no catch.

Is USMilitaryMoves free for military families?

Yes, completely free for military families and for agents. There are no fees, no subscriptions, no commissions, and no obligations. This platform exists solely to serve the military community.

What is BAH and how is it calculated?

BAH (Basic Allowance for Housing) is a monthly tax-free housing stipend paid to service members who live off base. It is calculated based on three factors: your paygrade (rank), your duty station zip code, and whether you have dependents. BAH is set annually by the Department of Defense and is designed to cover median housing costs in each local market. Use the free BAH Calculator at usmilitarymoves.com/bah-calculator to look up rates by rank and installation.

What is a VA loan and can I use it more than once?

A VA loan is a mortgage benefit for eligible veterans, active-duty service members, and surviving spouses, backed by the Department of Veterans Affairs. Key benefits include no down payment required, no private mortgage insurance (PMI), competitive interest rates, and no prepayment penalties. Yes, you can use your VA loan benefit multiple times as long as you have remaining entitlement or have paid off and restored a previous VA loan.

What is PCS and how long does a PCS move take to plan?

PCS stands for Permanent Change of Station, the military's process of ordering a service member to relocate to a new duty assignment. Ideally, PCS planning begins 6 months before your report date. Key milestones include receiving orders, submitting housing applications, completing a house-hunting trip, locking in housing, coordinating TMO or DITY move logistics, and in-processing at the gaining unit. Use the free PCS Mission Planner at usmilitarymoves.com/pcs-planner to generate a personalized T-minus timeline.

How do I find a military-friendly real estate agent at my new duty station?

Browse our verified agent directory at usmilitarymoves.com/agents. Every agent in the network has been identity-verified as a veteran or military spouse. You can filter by state, installation, branch of service, and VA loan experience. Each agent profile shows their military background, transaction history, and reviews from military families they have served.

What military installations have base guides on USMilitaryMoves?

USMilitaryMoves publishes comprehensive PCS guides for major military installations including Fort Liberty (Fort Bragg) NC, Camp Pendleton CA, Joint Base Lewis-McChord WA, Fort Campbell KY, Joint Base San Antonio TX, Naval Station Norfolk VA, Joint Base Charleston SC, Fort Carson CO, and MacDill AFB FL. Each guide covers neighborhoods, school ratings, BAH rates, housing intel, commute tips, and insider advice from military families. Find all base guides at usmilitarymoves.com/bases.

What is the difference between a DITY move and a government move (TMO)?

A government move (TMO or Transportation Management Office move) means the military contracts and pays movers to pack and transport your household goods. A DITY move (Do-It-Yourself, now called PPM, Personally Procured Move) means you move your own belongings and the military reimburses you based on the weight you move. A hybrid move combines both: the government ships large items and you move the rest for additional reimbursement. DITY moves can result in profit if you move efficiently, but require more planning and effort.

Can military families use their BAH to pay a mortgage?

Yes, many military families use their BAH allowance to cover their mortgage payment. With a VA loan, you can purchase a home with zero down payment and no PMI, which often results in a monthly payment comparable to or lower than local rents. A verified military real estate agent can help you determine whether your BAH will cover a mortgage payment in your new duty station market.

Who can submit a referral on USMilitaryMoves?

Anyone can submit a referral on USMilitaryMoves, no real estate license required. Military family members, command spouse leaders, chaplains, VA loan officers, out-of-area agents, and community members are all eligible. It's free to submit and free for the family. Submit a referral at usmilitarymoves.com/refer.

Navy7,000+

NSA Mid-South

Naval Support Activity Mid-South · Millington, Tennessee

Naval Support Activity Mid-South in Millington, Tennessee is home to the Navy Personnel Command, MyNavy HR, and numerous Navy support organizations that manage personnel and human resource functions for the entire naval force. Located just north of Memphis, the installation provides access to a major metropolitan area with world-class music, barbecue culture, and the legacy of Elvis Presley. Tennessee has no state income tax, and the cost of living is among the lowest in the Navy.

E-5 BAH: $1,506
O-3 BAH: $1,944
Avg Home Price: $295,000
Branch: Navy

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Neighborhoods

Millington

Small city

$900 to $1,300/mo

Closest to base, improving downtown, very affordable, quiet community

Munford

Small town

$850 to $1,200/mo

Small Tipton County town, rural feel, very family-friendly

Bartlett

Memphis suburb

$1,100 to $1,500/mo

Well-regarded Memphis suburb, excellent schools, 30 minute commute

Cordova

Eastern Memphis suburb

$1,200 to $1,600/mo

Upscale suburban area east of Memphis, top-rated schools, 35 minute commute

Schools

Bartlett High School

Grades 9-12

Consistently ranked among the best high schools in Tennessee

Millington Central High School

Grades 9-12

Serves Millington, manageable class sizes, improving programs

Arlington High School

Grades 9-12

Outstanding academics and athletics, top suburban Memphis school

Housing Intel

On-Post Housing

Family housing available on base through privatized housing program

Off-Post Rental Market

Exceptional value; Bartlett and Arlington offer top schools with very affordable housing

Commute

Millington is 5 to 10 minutes from base. Bartlett and Cordova add 30 to 40 minutes via Highway 51.

Installation Highlights

Navy Personnel Command location means direct engagement with assignment and career management for sailors
Memphis music heritage with Beale Street, Sun Studio, and the birthplace of blues, soul, and rock and roll
World-famous Memphis barbecue culture with legendary restaurants throughout the metro area
No Tennessee state income tax provides significant financial benefit
Low cost of living with some of the best BAH-to-housing value ratios in the Navy

Insider Tips

Bartlett and Arlington are worth the commute for families prioritizing school quality
Memphis barbecue is a serious culinary tradition; explore Central BBQ, Corky's, and the hole-in-the-wall spots
Graceland and the Rock and Soul Museum are worth a visit even if you are not an Elvis fan
The Wolf River Greenway provides excellent running and cycling trails through the Memphis suburbs
Connect with the NSA Mid-South welcome center early as the personnel community is tight-knit and well-networked

Nearby Attractions

Beale Street blues clubs and Memphis music scene
Graceland Elvis Presley estate and museum
National Civil Rights Museum at the Lorraine Motel
Bass Pro Shops at the Pyramid and Mississippi River Park
Nashville day trip three hours east on I-40

School Liaison Officer

Free support for military families navigating school enrollment, records transfers, and education options near Naval Support Activity Mid-South.

Phone: 901-874-5706
Hours: Mon to Fri 0730 to 1630

Moving to Millington?

Find a verified veteran or military spouse Realtor who knows Naval Support Activity Mid-South and the local VA loan market.

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Did We Miss Something?

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