Joint Base Lewis-McChord
- Phone
- 253-967-4191
- DSN
- 312-357-4191
- Hours
- Mon to Fri 8:00 a.m. to 4:30 p.m.
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Not legal advice. Laws change, verify current rules with your installation JAG office, the Washington Department of Revenue, Washington Department of Veterans Affairs, or a licensed Washington attorney before making financial or legal decisions based on this guide. Property tax exemption income thresholds change annually, confirm current amounts with your county assessor. Last reviewed June 2026.
Washington State has NO personal state income tax, all military pay is completely free from state taxation.
Washington State does not levy a personal income tax of any kind. All active duty military base pay, special pays, bonuses, drill pay, hostile fire pay, and allowances are completely free from state income tax. For a servicemember at JBLM or NAS Whidbey Island, this represents thousands of dollars per year in savings compared to high-income-tax states.
Because Washington has no income tax, military retired pay is 100% free from state taxation. This includes disability retirement, PDRL/TDRL payments, and retired reserve pay. Washington is consistently ranked among the most tax-favorable states in the nation for military retirees.
VA disability compensation is federally tax-exempt. In Washington, there is no state income tax to apply. Veterans receiving CRDP or CRSC concurrent receipt pay keep all payments free from Washington state taxation.
Washington Army National Guard and Air National Guard pay, including weekend drill, annual training, and state active duty activations, is fully exempt from state income tax. Washington Guard members activated for state emergencies (wildfire response, floods, COVID operations) also owe no state income tax on those state pay amounts.
Washington enacted a 7% capital gains tax (effective 2022, upheld by the WA Supreme Court in 2023) on long-term capital gains above $262,000 per year. This does not affect military pay, retirement, or VA compensation. However, military families selling investment property or exercising significant stock options in Washington should consult a tax advisor regarding this specific tax.
Pro tip: No Washington state income tax return is required for military pay. Federal income tax obligations still apply, VITA sites at JBLM (McChord Air Terminal area) and NAS Whidbey Island provide free federal tax preparation for servicemembers and their families. For questions about Washington's capital gains tax, contact the WA Department of Revenue at dor.wa.gov.
Washington provides strong property tax relief for 100% disabled veterans and surviving spouses, with income-based thresholds for the full exemption.
Veterans rated 100% permanently and totally (P&T) disabled by the VA receive a full exemption from regular property taxes (and a partial exemption from excess levies) on their primary residence. The full exemption is income-based: the veteran's combined household income must be below Washington's income threshold (currently approximately $40,000/year, adjusted periodically). Veterans above the threshold may still receive a partial exemption.
Washington uses an income-based tiered system for disabled veteran property tax exemptions. Three income tiers determine the level of exemption: the lowest income tier receives the highest exemption percentage (up to 100%). Military retirement pay, VA disability compensation, and SBP payments count toward household income for threshold calculations. Consult your county assessor for the exact current thresholds.
The surviving spouse of a 100% P&T disabled veteran retains the property tax exemption as long as they remain unmarried, continue to occupy the home as their primary residence, and continue to meet the income thresholds. If the veteran's rating was established before death, the surviving spouse does not need to re-establish the disability, the prior certification transfers.
Washington allows active duty servicemembers who are deployed to defer property taxes on their primary residence during the deployment period. Interest and penalties are waived during the deferral. Taxes become due upon return or sale of the property. Apply through your county treasurer before or during deployment.
Veterans who are also 61 or older, or who meet Washington's definition of disabled (which includes many VA-rated veterans), may qualify for the broader senior/disabled citizen property tax exemption. This program has different income thresholds and can provide significant property tax relief to older veterans who do not meet the 100% P&T standard.
Pro tip: Apply for property tax exemptions through your county assessor. In Pierce County (JBLM area), contact the Pierce County Assessor-Treasurer at piercecountywa.gov. In Island County (NAS Whidbey Island area), contact the Island County Assessor at islandcountywa.gov. In Kitsap County (Naval Base Kitsap), contact the Kitsap County Assessor. Bring your VA award letter, DD-214, and proof of Washington residency.
Washington honors SCRA vehicle protections and offers free registration for 100% disabled veterans, with multiple specialty plate options.
Active duty members stationed in Washington are not required to register their vehicle in Washington if the vehicle is already registered in their home state. You can legally operate home-state registered vehicles at JBLM, NAS Whidbey, Naval Base Kitsap, or Fairchild AFB. Keep current orders in the vehicle.
Veterans with a 100% VA-rated service-connected disability receive a waiver of Washington vehicle registration fees on one personal vehicle. The exemption applies to the license tab renewal fee. Visit your county licensing office with a current VA award letter confirming 100% disability rating.
Washington offers numerous military and veteran specialty license plates, including Gold Star Family, Purple Heart, Medal of Honor, former POW, various branch-specific plates (Army, Navy, Air Force, Marine Corps, Coast Guard, Space Force), and campaign ribbon plates. Some plates carry a small additional fee; others are free for eligible recipients.
A Washington State driver's license held by an active duty servicemember does not expire while they are stationed outside Washington. The license remains valid during the assignment and for 90 days after the servicemember returns to Washington or separates from active duty.
Under the Veterans Benefits and Transition Act of 2018, military spouses in Washington do not need to obtain a Washington driver's license or vehicle registration if they choose to maintain their home state's domicile. Washington DOES NOT require a new license simply because the spouse relocated here on military orders.
Pro tip: Washington vehicle registration is handled through county licensing offices (not a central DMV). The Tacoma/Pierce County area surrounding JBLM has multiple licensing offices experienced with military exemptions. For NAS Whidbey Island, use Island County licensing. For Naval Base Kitsap/Bremerton, use Kitsap County. The WA DOL website at dol.wa.gov lists all office locations.
Washington State has enacted a 30-day expedited license transfer process and strong unemployment protections for military spouses following PCS orders.
Washington State law requires expedited processing of professional license applications from military spouses who hold a valid license from another state. The target processing window is 30 days from a complete application. Covered professions include nursing, real estate, cosmetology, teaching, engineering, mental health counseling, physical therapy, and many others regulated by the Washington Department of Health or Department of Licensing.
Washington allows military spouses to apply for temporary authorization to practice in their licensed profession during the 30-day application review period. This is critical for nurses, physical therapists, and other healthcare professionals whose license gap could result in immediate income loss. Contact the WA Department of Health (doh.wa.gov) or WA Department of Licensing (dol.wa.gov) depending on your profession.
Military spouses who leave Washington employment to follow their servicemember on PCS orders out of state are eligible for Washington State unemployment benefits. PCS departure is recognized as good cause for leaving employment, the spouse does not forfeit unemployment rights by following military orders.
Military spouses who were employed in another state and had to leave that job due to PCS orders to Washington may claim unemployment in their prior state under that state's rules during the transition. Washington's own Employment Security Department (ESD) at esd.wa.gov can assist with navigating multi-state claims.
Washington has no personal income tax, so remote work for an out-of-state employer while in Washington creates no Washington income tax obligation. Military spouses working remotely benefit from Washington's zero income tax environment regardless of their employer's home state. Note: the employer's state may still require payroll tax withholding, coordinate with HR.
Pro tip: Contact the Washington Department of Licensing (dol.wa.gov) for business and profession licenses. For healthcare professions, contact the WA Department of Health (doh.wa.gov). JBLM's Army Community Service (ACS) has an Employment Readiness Program specifically designed for military spouses navigating Washington license transfers. The program offers resume help, job fairs, and one-on-one licensing consultations.
The Servicemembers Civil Relief Act is federal law. Washington courts and landlords must honor all SCRA protections.
Active duty members can terminate any Washington State lease with 30 days' written notice after receiving PCS orders or a deployment of 90+ days. Deliver written notice with a copy of your orders to the landlord. Termination takes effect 30 days after the next rent due date. Washington's residential landlord-tenant act supplements SCRA protections in this area.
Any debt incurred before entering active duty, including mortgages, auto loans, and credit cards, must be reduced to a maximum 6% interest rate upon written request with a copy of orders. Washington courts actively enforce this federal protection.
Washington courts cannot enter a foreclosure judgment on a servicemember's primary residence without a court hearing during active duty and for 9 months after release. Washington also has a state Foreclosure Fairness Act that provides additional mediation rights to homeowners facing foreclosure, military families can utilize both.
Washington landlords cannot evict an active duty servicemember or their dependents from a primary residence without a court order during active duty. The SCRA rent threshold ($4,036.20/month in 2024, adjusted annually) applies. Note: rental markets near JBLM (Tacoma/Lakewood) and Kitsap Peninsula can be competitive, know your rights before any eviction notice.
Washington courts cannot enter a default judgment against a servicemember who cannot appear due to military service without a hearing. If you receive notice of a civil lawsuit while deployed or on PCS, contact JAG immediately, courts must grant a stay of proceedings upon request.
Washington's Residential Landlord-Tenant Act (RCW 59.18) provides strong baseline protections for all tenants that supplement the SCRA. Washington requires specific just-cause requirements for evictions (Just Cause Eviction Ordinances are in effect in many WA cities). Military families have both federal SCRA and state RCW 59.18 protections available to them.
Pro tip: JBLM's Legal Assistance Office (Building 2027, Joint Base Lewis-McChord) handles SCRA lease issues, wills, powers of attorney, and family law matters for JBLM servicemembers and their families. Naval Base Kitsap and NAS Whidbey Island also have JAG legal assistance offices. Contact your installation JAG before responding to any landlord dispute, eviction notice, or collection action.
Washington offers National Guard tuition assistance, in-state tuition for military families, and state financial aid programs that stack on top of the GI Bill.
Active duty servicemembers stationed in Washington, their spouses, and dependents are immediately eligible for in-state tuition at all Washington public colleges and universities (UW, WSU, Western Washington, Central Washington, Eastern Washington, and all community and technical colleges). No 12-month waiting period, bring your orders to the registrar at enrollment.
Washington Army National Guard and Air National Guard members are eligible for State Tuition Assistance (STA) covering up to 100% of tuition and fees at Washington public colleges and universities. Guard members must maintain satisfactory academic progress and good standing with their unit. The Washington National Guard Education Services Office at Camp Murray administers this program.
The Washington College Grant (formerly State Need Grant) is the largest state financial aid program in Washington and is available to eligible veterans and military family members who meet income requirements. The grant covers tuition at Washington public institutions and provides partial assistance at private colleges. Unlike some states, Washington's grant does not reduce dollar-for-dollar when GI Bill benefits are applied.
The Post-9/11 GI Bill covers full tuition and fees at all Washington State public colleges. For veterans using GI Bill benefits at private WA institutions, many participate in the Yellow Ribbon Program (University of Puget Sound, Seattle University, Gonzaga, Pacific Lutheran University, and others). JBLM families frequently use University of Washington Tacoma and Pierce College, both GI Bill-certified.
Washington State provides educational benefits through the Washington State Department of Veterans Affairs (WDVA) for dependents of veterans with significant service-connected disabilities. The Veterans Innovations Program (VIP) and WDVA higher education grants can supplement federal benefits for eligible dependents. Contact WDVA at dva.wa.gov for current program details.
Washington is a member of the Military Interstate Children's Compact (MIC4), which ensures military-connected students can enroll in Washington public schools without delays, receive appropriate grade and course placement, and maintain extracurricular eligibility during transitions. Pierce County school districts (Clover Park, Bethel, Steilacoom) near JBLM are experienced with military family transitions.
Pro tip: Contact the Veterans Services Office at your Washington college for GI Bill processing. UW Tacoma and Pierce College at Fort Steilacoom are the closest four-year and community college options to JBLM. For Washington National Guard tuition assistance, contact the WA Guard Education Services at (253) 512-8000. The Washington Student Achievement Council (wsac.wa.gov) administers state financial aid.
Washington State has limited school choice programs, no ESA voucher program exists, and charter schools are limited. Military families should understand what is and is not available.
Washington State does not have an Education Savings Account (ESA) or private school voucher program. Unlike Florida, South Carolina, or other states, there is no state-funded mechanism to redirect public education dollars to private school tuition. Military families who need private school options in Washington must fund private tuition out-of-pocket, with the exception of scholarships offered directly by individual private schools.
Washington State allows charter schools but they are limited in number and geographic distribution. State law caps the number of charter schools, and the JBLM/Tacoma area has a modest charter school presence. Charter schools in Washington are tuition-free public schools open to all students through a lottery. They are not private schools and do not charge tuition. Check the Washington State Charter Schools Association (wacharters.org) for schools near your installation.
The Washington Opportunity Scholarship is a public-private partnership that helps low- and middle-income students pursue STEM and healthcare degrees in higher education. It is not a K to 12 school choice program. It is worth knowing for military families with high-school-aged dependents who will be pursuing STEM degrees at Washington colleges and universities.
The Military Interstate Children's Compact (MIC4) primarily protects military students in public schools. For private school transfers in Washington, MIC4 does not compel private schools to participate. However, many private schools near JBLM (Tacoma area) and NAS Whidbey Island (Oak Harbor area) informally accommodate military families with flexible enrollment dates. Contact the school admissions office directly with PCS orders.
Military-connected students with IEPs or 504 plans transfer their records and services through the MIC4 Compact in Washington public schools. Washington public schools are required to provide comparable IDEA-mandated services to transferring military students. Clover Park School District (primary district for JBLM) and Oak Harbor School District (NAS Whidbey Island) both have dedicated military family liaison offices to assist with IEP transitions.
Military families who choose private school in the JBLM area will pay out-of-pocket. Options include: Charles Wright Academy (K to 12, Tacoma, the most prominent private school near JBLM), Bellarmine Preparatory School (Catholic, Tacoma), and multiple smaller Christian academies in the Lakewood/Steilacoom area. In the Kitsap/Bremerton area: Cascade Christian Schools, Olympic Christian School. In Oak Harbor (NAS Whidbey): limited private options, many families commute to Anacortes or Mount Vernon.
Pro tip: Washington's lack of an ESA or voucher program is a significant consideration for military families used to states like Florida or South Carolina. If private school is a priority, budget accordingly, no state subsidy is available. For families with special needs students, Washington's robust IDEA compliance and MIC4 implementation in public schools can be a strong alternative. Contact your installation's School Liaison Officer (SLO) before your PCS arrival date.
Washington respects military domicile rights. Washington is an all-mail-ballot state, voting logistics are particularly easy for military families stationed here.
Washington State conducts all elections entirely by mail ballot. Every registered voter automatically receives a ballot by mail before each election. For military families stationed in Washington who have established WA residency, voting is straightforward, no polling place trips required. Ballots are mailed to your registered address and can be returned by mail or drop box.
Being stationed in Washington does not require you to change your legal domicile. You may continue to vote in your home state via absentee ballot using UOCAVA (Federal Post Card Application at FVAP.gov). Since Washington has no income tax, some servicemembers voluntarily establish WA domicile, but it is not required.
Because Washington has no income tax, establishing WA domicile does not create a tax liability, unlike switching domicile to a high-tax state. Some servicemembers establish WA domicile to simplify vehicle registration, voting, and state benefit access during a Washington assignment. To establish domicile: obtain a WA driver's license, register to vote in WA, and update DD Form 2058.
Military spouses may independently choose their domicile state, it does not have to match the servicemember's. A spouse can establish WA domicile for voting and vehicle purposes while the servicemember maintains a different home-state domicile.
Pro tip: Washington's all-mail ballot system is one of the most military-family-friendly voting systems in the country, no polling place logistics to navigate. For absentee voting in your home state, contact FVAP.gov. Your installation's Voting Assistance Officer (VAO) can assist with FPCA submission and UOCAVA ballot requests at no charge.
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Free For Military Families
Every Washington military installation has a School Liaison Officer (SLO) on staff, free of charge for military families. SLOs help with school enrollment before and after a PCS move, records transfers, the Interstate Compact on Educational Opportunity for Military Children (MIC3), special education coordination, and finding the right school near your new duty station. Call your gaining or losing installation SLO before orders drop to get ahead of enrollment deadlines.
Contacts listed alphabetically by installation. DSN numbers are for on-base or Defense Switched Network calls. Hours are local time and subject to change for federal holidays and training days.
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